Travel insurance is one of the most important parts of your trip. It's important to be sure that you're covered for everything from accidents and cancellations to medical expenses and theft. Fortunately, there are plenty of options for getting travel insurance when you're planning a trip away from home. But finding the right one can be tricky because there are so many different companies out there offering travel protection plans. So what's the best way to choose? Let us help! We've researched every legitimate option available on sites like TripAdvisor, Google Reviews and Yelp and compiled our findings into this comprehensive list of the 14 Best Travel Insurance Companies of 2022.
1. Travel Guard
Travel Guard is an affordable option for travelers who are looking for affordable coverage. The company offers a range of plans, including the Basic Plan, which provides up to $100 million in coverage and $1 million in emergency medical expenses; the Deluxe Plan, which provides up to $300 million in coverage and $10 million in emergency medical expenses; and the Gold Plus Plan, which includes all three types of coverage along with additional benefits like rental car reimbursement and trip cancellation/interruption protection.
Travel Guard has been around since 1975 and has built up a good reputation over time. Its customer service is rated 4/5 stars on Trustpilot—and it's easy to see why!
2. Travelex Insurance Services
Travelex Insurance Services is a subsidiary of Travelers' Group, which offers travel insurance, health insurance and business travel insurance. The company offers a range of plans for all types of travelers:
International Travel Insurance covers medical expenses in case you become ill or injured while traveling abroad.
Emergency Medical Evacuation Program provides emergency medical evacuation if you need to be flown home. This plan covers your emergency expenses up to $50k per person and $100k total per family member who accompanies you on the trip (up to two people).
3. Allianz Global Assistance
Allianz Global Assistance is a brand of Allianz Insurance Company of North America, which offers medical and trip cancellation insurance.
Allianz Global Assistance offers travel assistance insurance to ensure that your family can get the help they need if you are unable to do so on your own. The company's 24/7 travel assistance hotline will also provide emotional support during times of need or distress.
4. Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection is a subsidiary of Berkshire Hathaway, a holding company that owns more than 80 companies. The company offers travel insurance policies for both business trips and leisure pursuits. It has been in business since 1995 and offers more than 20 different types of insurance products, including medical evacuation coverage, trip cancellation/interruption coverage and baggage delay reimbursement.
5. John Hancock Insurance Agency
John Hancock Insurance Agency offers a variety of travel insurance products, including medical and emergency coverage. It also has an excellent customer service team that can help you get the right plan for your needs.
John Hancock is one of the most trusted names in travel insurance because they've been around since 1827! They're an independent agency so they don't receive commission from any policies sold by them or their agents; this means less profit for them but it also means lower rates for you.
6. Seven Corners
Seven Corners is a US-based travel insurance company that specializes in group trips. The company offers travel insurance for individuals, families, and groups. It's a subsidiary of CSA Travel Protection, which is itself an affiliate of the Better Business Bureau (BBB).
Seven Corners has been around since 1922 and offers its services through its website or through partner agencies such as Expedia and Orbitz. The company claims to provide travelers with coverage for all kinds of situations: from medical emergencies to lost luggage to flight delays; from cancellation due to weather conditions—even mental health issues!
7. AXA Assistance USA
AXA Assistance USA is a subsidiary of the global insurance company AXA. AXA Assistance USA's policies cover medical, trip cancellation and trip interruption. In addition to these three specific coverage types, it also provides some other valuable benefits such as travel assistance during evacuation situations or lost/stolen baggage reimbursement.
AXA Assistance USA's underwriting is handled by CNA Hardy Insurance Company (CNA), which is headquartered in Atlanta, Georgia but has offices throughout the U.S., Canada and Mexico as well as an international presence in more than 30 countries worldwide. CNA has been providing insurance products since 1933.
8. RoamRight Travel Insurnace
RoamRight has a strong track record of providing excellent customer service and is committed to protecting your right to travel. The company was founded in 1998, and it's been recognized as one of the best insurance companies for travelers by several publications and organizations.
In addition to offering coverage for trip interruption and cancellation, RoamRight also provides coverage for theft or loss of personal items during your trip. You can also take advantage of their 24/7 support via phone or email if there's ever an issue with your plan or another aspect of travel planning.
If you're looking for an insurance provider that cares about treating customers like people instead of just numbers—or if you want someone who will stand up against any potential bad actors making things difficult for travelers—RoamRight is definitely worth considering!
9. Generali Global Assistance
Generali Global Assistance is a travel insurance company that has a good reputation. It is one of the best travel insurance companies, and it has an excellent website that can be easily navigated through. The customer service representatives at Generali Global Assistance are very helpful and knowledgeable about their product offerings.
10. World Nomads
World Nomads is a travel insurance company that offers travelers a wide range of coverage options, from medical to loss of baggage, trip interruption and cancellation. They also have an excellent customer service team to help you out when you need it most.
The price is right at World Nomads as well: they’re one of the cheapest providers on our list with their single trip policies available for under $10 per day! That makes them the perfect choice if you want to save money while still getting all your needs met by an excellent provider like World Nomads.
InsureMyTrip is a US-based travel insurance company that offers a variety of plans, including medical and accident coverage. They're great for travelers who need to file a claim. They also have a good customer service team that can help answer questions about their products and make sure you get the right coverage for your needs.
InsureMyTrip has been around since 2015 and has grown rapidly since then due to its unique approach to insurance: they offer lower rates than other companies because they don't require an agent or representative agreement in order to have access to their services (this means there are no hidden fees). The company also emphasizes transparency by posting all rates online so customers know what they're getting into before purchasing any plan through them!
12. Trawick International
Trawick International is a great choice for those who want to travel to the US. The company offers a wide range of travel insurance plans, including auto and motorcycle insurance, as well as trip cancellation coverage.
The customer service at Trawick International is excellent and they offer great value for money with their plans.
13. Travel Insured International
Travel Insured International is an international company that provides travel insurance for international trips. The company has been in business since 1992, and it offers great coverage at affordable prices.
Travel Insured International's policy plan covers you if you're affected by natural disasters or political unrest while traveling abroad, as well as medical emergencies abroad.
14. IMG Global
IMG Global is one of the best travel insurance companies. It provides specialty travel insurance and has a variety of plans to suit your needs.
IMG Global offers pre-existing condition coverage, which means that you don't have to worry about getting sick while on vacation because you can get medical treatment right away if needed. The company also provides chronic condition coverage that covers chronic conditions such as diabetes, asthma and other serious illnesses during travel. This type of plan may be more expensive than some other options but it's worth checking out if you have an ongoing health issue or are prone to getting sick on vacation trips frequently!
Using the right travel insurance company can help you in a lot of ways.
When it comes to choosing a travel insurance company, there are plenty of factors that you should consider. These include the quality of service offered by the provider and its reputation in the industry. You should also look for different features such as price, coverage options and claims handling procedures.
The best travel insurance providers will be able to provide you with everything you need to make sure that your trip goes smoothly and without any problems or complications.
Finding the right travel insurance company requires careful consideration.
It's important to understand the coverage you need and what kind of information to look for when comparing travel insurance companies. For example, if you're traveling with a canine companion, make sure the policy covers both pets and luggage. If there are any specific destinations that are off-limits due to civil unrest or terrorism concerns (such as Israel), make sure your policy includes additional coverage for those regions.
What does travel insurance cover?
Travel insurance covers you for a variety of things, including:
Travelling expenses (such as plane tickets and accommodation)
Medical expenses (accidents and injuries)
Cancellation costs (if you get sick or injured, your insurance will cover the cost of your trip)
Lost luggage or delayed flights, which can be costly if they're not insured.
Missed connections when travelling by car or train—it's always better to be safe than sorry! If something goes wrong on these modes of transport, travel insurance will help ensure that you get back home in one piece.
Travel insurance also covers: Emergency medical evacuation services if necessary; Evacuation procedures like airlifting patients to another location quickly; Repatriation costs incurred during an evacuation or repatriation process
How much does travel insurance cost?
Travel insurance can be expensive—and it's important to know what you're paying for.
If you're buy for travel insurance, look at the list of benefits and compare prices. You may find that some companies offer better coverage than others, or they might charge less if they have a good rating from customers. If you're looking for a discount on your policy, make sure to ask about those discounts before making any purchases.
If possible, try looking up reviews online before signing up with an insurance company so that you can see how others feel about them and whether they'd recommend using their services in the future (this is especially important if there are multiple options available).
Why do I need travel insurance?
Travel insurance can help you if you have to cancel your trip, pay for it up front and more. Here's why:
Lost Luggage: If your luggage is lost or damaged while traveling, travel insurance will help cover the cost of replacing everything that was in it. This includes clothes, electronics and other personal items that are important to you.
Medical Emergencies: If something happens during your trip (like a car accident), travel insurance will cover any medical expenses related to those injuries as well as any lost wages due to injury or hospitalization time off work because of it. Some companies even provide coverage for emergency airlifts home if needed!
Lost Passports: Being away from home means leaving behind important documents like passports—and without them open-ended trips become much more difficult than planned; which is why many people opt for comprehensive policies that include this type of coverage so there won't be any unexpected surprises later down the road after spending hundreds (sometimes even thousands) dollars already invested into planning future vacations abroad."
How can I find the best travel insurance plan?
Check the coverage of the plan.
Check the price of the plan.
Check reviews of previous customers who have used this particular travel insurance provider and their experience with it, along with any complaints or grievances they may have had with them so that you can decide whether or not this is a good fit for your needs.
Read through all terms and conditions before signing up for anything, including cancellation policies.
When you're traveling, it's important to keep yourself protected, both financially and in terms of your health and safety.
When you're traveling, it's important to keep yourself protected, both financially and in terms of your health and safety. In fact, the U.S. Department of State has estimated that more than 3 million Americans are injured while abroad every year—and that number is only expected to rise.
While most people know they need travel insurance (and have an idea of what it covers), not everyone knows how much coverage they need or how much their policy should cost them—or even if it makes sense for them at all! It’s important for travelers to understand the different types of policies available so they can choose one that fits their needs best.
We hope that our list of the 14 Best Travel Insurance Companies of 2022 will help you find a company that suits your needs and budget. Traveling is a great way to experience new things, but it's important to be prepared and know what coverage you need.